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Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley.Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings.Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including:• Housing (for renters and buyers)• Student Loans• Pensions• Paying off debt• Stocks and shares• Ethical investments• Money and Mental health• Money and LoveThis essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life.

Bestselling author and personal development guru Wayne W. Dyer shows us how to apply the insight of 60 of the world's greatest thinkers to our daily lives, based on a powerful collection of writings, poems and sayings by luminaries of the past twenty-five centuries, including Rumi, Whitman, Jesus, Einstein, Buddha, Shakespeare and many others.In this powerful and inspirational book, Wayne Dyer interprets a collection of writings, poems and sayings by some of the greatest thinkers of the past twenty-five centuries, showing us how to apply their teachings to the here and now to give meaning to our lives.The book is based around 60 extracts of inspirational writing from luminaries of the past, including Buddha, Jesus, Michaelangelo, Rumi and Whitman. Among the contributions are words on the power of prayer by St. Francis of Assisi as well as thoughts on the importance of action by Mother Theresa.Wayne Dyer then goes on to explore fully the meaning of each piece of wisdom and show us how to actively apply them to our modern lives.The book can be used as a 60-day spiritual programme, with one entry being read a day, but has also been designed to be read all together or dipped into for instant wisdom.The writings are arranged thematically, for example: Work; Forgiveness; Laughter; Kindness; Inspiration; Balance; Hope.