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Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley.Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings.Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including:• Housing (for renters and buyers)• Student Loans• Pensions• Paying off debt• Stocks and shares• Ethical investments• Money and Mental health• Money and LoveThis essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life.

Can you imagine what it's like to be able to completely clear your mind and experience a deep sense of calm whenever you want?What about the power to switch into a state of intense concentration, but at the same time be completely relaxed?Or even to feel the beginnings of an unwanted emotion, like anger, but be able to choose whether to let it take hold of you, or simply make it dissolve and disappear?One Google engineer managed to do just that. Chade-Meng Tan discovered a way of explaining these secrets in a way that busy, stressed-out people could instantly understand. So many fellow Google employees told him that it had changed their life that he stopped engineering to share it with the world.The course that he still runs at Google is in this book, and it's designed in a practical way that anyone can apply to any area of their work or family life. Meng won't ask you to hug a tree or 'find your centre'. He'll use brain scans, modern science and plenty of humour to show you how a miraculous technique called mindfulness can, in just 100 minutes, begin to change your life.