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Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley.Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings.Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including:• Housing (for renters and buyers)• Student Loans• Pensions• Paying off debt• Stocks and shares• Ethical investments• Money and Mental health• Money and LoveThis essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life.

Want to lose weight with minimum effort and maximum results? You can – and it’s as simple as eating three apples a day. Apples are the magic bullet for losing those excess pounds and when you eat them in combination with this low GI eating plan the pounds will melt away.What’s the secret behind this diet? It’s down to ‘pectin power’. The pectin in apples gives you a feeling of satisfaction so you don’t feel hungry. They are also a low GI food so you don’t get that sugar high and then crash, which encourages your body to store fat. Even better, the good fibre in apples can lower your total cholesterol by as much as half.Has this diet been tried and tested? It sure has! Dietician and nutritionist Tammi Flynn first experienced incredible results with apples when one of her clients was stuck on a dieting plateau. She got her to eat an apple before every meal and, without changing anything else about her eating habits, lost 1% of her body fat in just one week. Since then, hundreds more of her clients have lost an average of 17 pounds each over three months on her 3-Apple-a-Day GI Diet.Now you, too, can lose weight effortlessly with The 3-Apple-a-Day GI Diet. All you need to do is eat your three apples and follow Tammi’s low GI eating guidelines with the help of some easy meal plans. She also includes some simple exercise guidelines if you want to get physical.