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Purchasing a home can be a very challenging task. It is hard to know how much you can afford to spend on a home and it can even be frightening to think that you may not be able to afford a home. There are also many other questions that you have to think about when purchasing a home. • Is the market is good for buying a home? • Do you need the assistance of a realtor? • What type of loan is best for me? • Are you purchasing a home to live in or to try and turn a profit?