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Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley.Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings.Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including:• Housing (for renters and buyers)• Student Loans• Pensions• Paying off debt• Stocks and shares• Ethical investments• Money and Mental health• Money and LoveThis essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life.

An internationally bestselling fable about a spiritual journey, littered with powerful life lessons that teach us how to abandon consumerism in order to embrace destiny, live life to the full and discover joy.• This inspiring tale is based on the author's own search for life's true purpose, providing a step-by-step approach to living with greater courage, balance, abundance and joy.• It tells the story of Julian Mantle, a lawyer forced to confront the spiritual crisis of his out-of-balance life: following a heart attack, he decides to sell all his beloved possesions and trek to India. On a life-changing odyssey to an ancient culture, he meets Himalayan gurus who offer powerful, wise and practical lessons that teach us to:– Develop joyful thoughts– Follow our life's mission– Cultivate self-discipline and act courageously– Value time as our most important commodity– Nourish our relationships– Live fully, one day at a time